Guys. I sell these for a living. Every dealer uses them as a source of income. We currently have a $1700 profit built into our warranties. That being said the price-points are still justifiable by doing some basic math. 5-8 years and 70-125k in coverage should be no more than $4000 for these trucks. Ideally, closer to $3k. If you keep a truck, not even a TRX for 6 years and drive 100k you will spend $3-4k on it. These warranties cover wheel bearings, ball joints, struts. On those alone you will spend $1000-$1300 over the ownership cycle. Throw in an A/C condenser for example and few odds and ends and you are at $4k no problem. Then add in just 1 scary repair in the 6 years and it has more than paid itself. The peace of mind alone is worth it. Get rid of the car early and cash out the pro rated portion.
Like any insurance. Better to have and not need, than need and not have…