I see you like to analyze every angle like I do!
If you have a level kit installed you can "probably" get away with going with the +15 offset they offer "off the shelf" and run a 38x13.50. I can't confirm 100% the wheel will clear everything on the inside, but I'm betting it will.
Just for some data points, we just did a set of 22x10 (et +30) on
@bigmyke23 TRX yesterday, and that wheel goes inboard almost 1" more than the factory wheel. It cleared all of the suspension parts (knuckle, etc.). It was a 22" wheel, so that helps some, but I would think a 20" wheel that came further in than stock by .25" would clear things just fine. Vossen does offer custom offsets, but they are more expensive than the off the shelf wheels, and as of last week they had some in stock which means you would get them much quicker.
I'm not 100% on the 38 clearing without rubbing, but if you have seen another guy do it then I would think you could get away with it too.
Let me know where you are located and I can get you a quote for the wheels and tires if you are interested.