Anyone doing better than 3.99% for financing right now

[Wwin]

Just got approved for 3.99 over 72 months, anyone doing better than that right now?

 

[Sweatyyeddie]

I plan on going with APL federal credit union when I finally get my truck. They have a 1.99% on all auto loans

 

[Corso923]

I plan on going with APL federal credit union when I finally get my truck. They have a 1.99% on all auto loans

Still have 1.99? For what length?

 

[Wwin]

I plan on going with APL federal credit union when I finally get my truck. They have a 1.99% on all auto loans

I saw them with 2.99 this morning, but thanks for the tip!

 

[scantone]

PNC was at 3.75 a month ago

 

[Sweatyyeddie]

Still have 1.99? For what length?

Up to 72 months. Apparently they raised it to 2.99 now

 

[Sweatyyeddie]

I saw them with 2.99 this morning, but thanks for the tip!

I guess they just raised the rate up since the fed have been hiking interest rates

 

[SCARd4Life]

Just financed 6 years at 3.49 at USAA with autopay. Beat my regular bank (NFCU) by .3.

 

[SneekEm]

My credit union’s rate was 2.79 last I checked, now it’s 4.74. Sheesh. Waiting for my truck is costing me more.

I have a 800+ credit score, so is my best bet currently APL? Can anyone join? Nothing else better out there? I only plan to finance half of the price…

By the time my truck comes in, who knows what the rates will be like. ESD 9/12 - who knows when I’ll actually see it at the dealer.

 

[MyWifeLetMe]

I was at 3.84% with 5/3 bank(that's who the dealer financed me with). Refinanced at 2.79% with navy federal. Just refinanced last month

 

[Wwin]

I tried APL, looks like you have to live or work in Howard County MD to qualify…

 

[Sweatyyeddie]

I tried APL, looks like you have to live or work in Howard County MD to qualify…

Oops I didn’t know about having to live here. Makes sense since one of my work buddies told me about it

 

[No_LU-G]

Yikes PenFed has jumped 2.15% since I bought mine on June 23

 

[TRX_bert]

I got 3.39 with Baxter credit union two weeks ago they’re now 3.89.

 

[DonReady]

Oops I didn’t know about having to live here. Makes sense since one of my work buddies told me about it

spent about 20 mins applying this morning, got to the end questions and found out the same thing.

 

[Wwin]

You’d think they would put that at the beginning of the application…..

 

[tvj2015]

Anticipating another fed rate hike, I completed financing on mine right after the truck was built and started shipping last month. Locked in a rate of 3.19% for 48 months with Truist right before the last hike. So would expect closer to 4% now with excellent credit, and even higher for a longer term. Expect another rate hike this month too.

 

[TexasReX]

North Carolina Coop CU, 2.25% up to 84 month for 780+
Anyone can join by $20 donate to NC consumer council.
Keep in mind, you need to apply the loan by mail so give 2 weeks in advance if you want to use them.

 

[TexasReX]

A list of low rate credit union that basically open to tons of the people.
Hershey's Credit Union APR Sheet - Google Sheets

 

[Wwin]

Anticipating another fed rate hike, I completed financing on mine right after the truck was built and started shipping last month. Locked in a rate of 3.19% for 48 months with Truist right before the last hike. So would expect closer to 4% now with excellent credit, and even higher for a longer term. Expect another rate hike this month too.

I originally got .89% back in March when I ordered, of course that didn’t work out. At least I have been saving a few grand a month for down payment while waiting on my truck. I will not wait for another rate hike to sign the note!