So here in NY I had to register thr TRX as a "commercial vehicle" due to towing and weight of the truck.
When I was inside the dealership signing the paperwork and getting my insurance to add the truck they declined the truck as for commercial use, almost not knowing the law of the state. The agent didn't believe it wouldnt be used for business but personal and only registered as so to comply with the dumb law.
I hung up, called another broker from the same company and in 5 mins was out driving it. Some brokers are horrible while others just seem to know better how to do their jobs.