Rising Insurance Costs
- Thread starter Tut
- Start date
I use USAA and mine 2027 TRX barely went up from my 2024 Colorado ZR2 Bison.
Now I am concerned if something goes up:
"REVISED 6 MONTH PREMIUM...$ 2717.04 6 MONTH INCREASE...$ 148.42 PREMIUM DUE AT INCEPTION. THIS IS NOT A BILL, STATEMENT TO FOLLOW."
Now I am concerned if something goes up:
"REVISED 6 MONTH PREMIUM...$ 2717.04 6 MONTH INCREASE...$ 148.42 PREMIUM DUE AT INCEPTION. THIS IS NOT A BILL, STATEMENT TO FOLLOW."
- Joined
- Feb 15, 2021
- Messages
- 676
- Gallery
- 55
- Reaction score
- 777
- Location
- Saginaw, MI
- Current Ride
- 2021 Ram TRX
- Current Ride #2
- 2021 GMC Yukon Denali
- Military
- No but thank God for those that have served!
I live in Michigan…worst insurance prices in the country due to no-fault law. All I know is increases.
USAA is the worst one to have. Go shopping for another one.
Brainwashed much?
Been using them for 46 years. Have had 0 complaints and 100% satisfied.
Talking about rising cost and no quote adjustments. I had them for 16 years, asked about rate reduction ect, they said will never be possible. Switched to another, same coverage, less deductible and was less than half of what I paid with USAA. Now they keep sending me the “I miss you come back” crap.
- Joined
- Jul 16, 2026
- Messages
- 68
- Gallery
- 9
- Reaction score
- 84
- Location
- Rio Rancho, NM
- Current Ride
- 23' TRX
I have USAA too, I have been okay with paying the premium because they are a no hassle type of insurance, when I had any of the others, it was like pulling teeth to get an OEM windshield replacement, spent more time calling to ask for updates than the car spent at the shop getting worked on
I shop for home and auto insurance every single year. Currently, everything is under one roof at Progressive, but I used to have the house and one car with Allstate.
Never get State Farm. They are literally being sued in Oklahoma for screwing people over.
I actually like the customer service with Progressive. When my Power Wagon got totalled, they gave me 10% more than the other guys' insurance valued the truck at. When I asked them why, they said that when their customers end up with a totalled vehicle, they would rather give them a good deal so they come back.
Never get State Farm. They are literally being sued in Oklahoma for screwing people over.
I actually like the customer service with Progressive. When my Power Wagon got totalled, they gave me 10% more than the other guys' insurance valued the truck at. When I asked them why, they said that when their customers end up with a totalled vehicle, they would rather give them a good deal so they come back.
I do like getting a nice check/credit back at the end of every year. Have had 5 roofs over the years, few fender benders, road damage from gravel thrown from construction zone (14k to repaint included disassembly to paint and new headlights 1300.00 ea. for my Z06) and one motorcycle stolen 3 different times. Have had my quotes adjusted may times for missed/additional damage.
Sorry you had such a bad experience--glad mine has been good so far.
price wise usaa is higher than others. shop around
Insanely higher
You aren’t getting a free check/credit, they are charging you probably 200% more than others and giving you 20% or less back to keep you hooked in. You will pocket more money by going elsewhere and after 6 months they will send you a fat check.
Progressive has been the best for me in SWFL
I am with them as well, $430 a month, 3 2026 vehicles and a 23 rsq8 all full coverage (and unknown number of tickets
) 
Had geico with 2 high hp hellcat chargers, ordered a redeye charger when books opened, got a letter saying they are dropping me due to racing the redeye, just took delivery of it
Brainwashed? Lol no. im just not brain dead
I appreciate everyone’s feedback. Definitely going to shop around this weekend. I would recommend if you have your TRX with USAA, make note of your renewal date and be on the lookout for a rate hike.
