Long term financing companies

[Tribb]

Thank so much Sir this information is very helpful I really appreciate it. I think I’m going to go the Credit Union route.

Have you had any luck with a trade in or should I sell on my own?

 

[Tribb]

As said Credit Unions are your best option. Hopefully you can get locked in soon as rates are going up again. I was able to get 2.49 for 84 months through GESA in WA about 6 weeks ago for my TRX. Just did the financing for my C8 last week before the Feds raised them again and it went up to 3.49 already. Penfed has always had great rates but they are over 6% for 84 months.

Very nice

 

[Tribb]

Credit unions are the best. I have mine financed through USAA, and I’m paying less than what I’m making in the stock market. Mind you, I owe around $15,000. The dollar amount isn’t important. My dad always taught me. If you can borrow from the bank, at a rate less than you’re making in the stock market. DO IT! Plus, as a SBO any interest I do incur can be written off.

Bottom line. You do what works best for you. Buy your Rex, and don’t lose a ton of money in the process.

Thank you.

 

[discretion37]

great rate at calcoast cu.. 1.49 for 29 months.. if youre financing less than 30k.

 

[TexasTRX8]

Anyone do a refinance lately and get rates?
I'd like to refinance and get mine down a bit and locked into a better term.

 

[RedEyeTRX]

I am listening!

Boom! Write a check!

 

[FmaxTurboSi]

carolina coopertive fed credit union. you can call them, and they tell you how to become a member. If you're not local, you can sign up for some club for around $20 and that qualifies you. That's how i became a member.

2.99 up to 84 mos. (used to be 1.99 LOL) must be a new dealer purchase if you're not in any of their surrounding states.

 

[Tribb]

carolina coopertive fed credit union. you can call them, and they tell you how to become a member. If you're not local, you can sign up for some club for around $20 and that qualifies you. That's how i became a member.

2.99 up to 84 mos. (used to be 1.99 LOL) must be a new dealer purchase if you're not in any of their surrounding states.

Great!!!!! I really appreciate this information Sir.

 

[Engine45]

carolina coopertive fed credit union. you can call them, and they tell you how to become a member. If you're not local, you can sign up for some club for around $20 and that qualifies you. That's how i became a member.

2.99 up to 84 mos. (used to be 1.99 LOL) must be a new dealer purchase if you're not in any of their surrounding states.

Do they allow Florida residences to become members by chance ? I emailed them just and asked just in case.

 

[RocketTRX]

Do they allow Florida residences to become members by chance ? I emailed them just and asked just in case.

They should, I’m Alabama and joined by donating to the NC commerce thing

 

[Engine45]

They should, I’m Alabama and joined by donating to the NC commerce thing

Awesome sir Thank you for your answer

 

[Austinmtlhd]

In Texas, I've always found credit unions to offer the best rates.

Yes, UFCU gave me 1.95% for 84 months.

 

[Austinmtlhd]

My philosophy too.

Same here. Why use My own money when I can get rates that low.

 

[Engine45]

Yes, UFCU gave me 1.95% for 84 months.

You have a link for UFCU by chance sir
googled them ufcu.org

 

[Tribb]

Yes they do, I spoke with them this morning but there’s a online process that takes awhile for membership, involving membership packages and mailings but I believe it well worth it!!!

 

[Austinmtlhd]

You have a link for UFCU by chance sir
googled them ufcu.org

Yep, that's the one. Wheels 101 to apply then call loan dept to verify rate and terms.

 

[Informal]

Personally, I like to use other people's free or very cheap money and let my money work for me.

LOL, I love these guys attempting to flex... I just walked in with a briefcase full of cash.

Good for fucking you, most people don't have that type of capital, and even many of those who do, understand the logic of having the capital at the ready, and using damn near free $$ with a super low rate.