Sounds like some here need to be working with their local Farm Bureau insurance company (co-ops vs. for profit matters). And I don't mean Farmers or State Farm, I mean companies like Kentucky Farm Bureau, Indiana Farm Bureau, or local state equivalent - many states have them, even Florida! While their technology is typically behind, they are so much cheaper and typically have good local service. My TRX 6 month policy is only $51 more than my 17 RAM 1500 limited @ $320 for a 6 month policy full coverage. I do have a $2k deductible because it pays for itself to have it that high with nearly any insurance provider unless you're making frequent claims. I carry 300k/500k policy limits with a large umbrella policy. The TRX will be a little less than my 16 challenger hellcat and slightly more than my 20 Durango SRT, all of which makes sense to me. 2 adults and no teen drivers yet, but soon will (though my prices don't change much as they've quoted it already).
14 benz glk, 16 challenger hellcat, 20 durango srt, 21 ram trx = $1400 with taxes for me for a 6 month policy, about 65 cents a HP per 6 months!
