Just arrived at the dealership. 8.99%

[Ken12138]

Working on paperwork now.
Still don’t know the financial rate.

CRAZYYYY it only took a month! I waited 4 months to get to D1….

 

[goAddy]

Ordered mine in October, still no movement.

 

[ChemLab]

Credit Karma is not a true score, be careful with that.

 

[goAddy]

SO, as we have been talking... I just checked my order status and now it says "SCHEDULED" for Mar 09-2023. Which is funny cause that was not the case on the previous million times I've checked. So what does this mean?!

 

[Roweski]

SO, as we have been talking... I just checked my order status and now it says "SCHEDULED" for Mar 09-2023. Which is funny cause that was not the case on the previous million times I've checked. So what does this mean?!

Means the ball is rolling!

• D1 - ...all the required materials for your order have been gathered and the plant has sequenced your order for production...

TrippleB's post about detailed statuses here:

HOT! - 2023 RAM TRACKER

It was becoming overwhelming trying to keep up with the large number of VINs being posted all over both the RAM-TRX and 5thGEN Forums and the confusion of the 2021-2022 tracker/submission forms linked everywhere as well. Here is a link to a new sheet for the 2023 year model with all current...

www.ram-trx.com

 

[SHIFTT IX MR]

That base price just keeps climbing...man im glad i got my 2022 or else id be driving a base.

 

[Najeem]

Everyone's financial situation is different so it's a lot more than just "good" credit score.

Banks usually ask for some down if they want to lower their risk according to the applicants credit report.

 

[Najeem]

Seems like the financing might take longer than the actual build and ordering process

 

[jerry126]

That base price just keeps climbing...man im glad i got my 2022 or else id be driving a base.

Yes. 2022 is much cheaper.

 

[jerry126]

CRAZYYYY it only took a month! I waited 4 months to get to D1….The truck came so fast that I changed a lot of plans. I originally planned to get the car in half a year.

 

[jerry126]

Credit Karma is not a true score, be careful with that.

Yes. Bank score is much lower.

 

[jerry126]

Yes that's true

Seems like the financing might take longer than the actual build and ordering proces

Yes that's true. Luckily there is an exciting casino here

 

[Blackbear]

I'm in the same boat 5 months and still nothing

Hey, HBbeach,I’d say you ain’t hurtin’ - with the lady like that in your profile picture, you can “hard pull” all day, you don’t need a trx

 

[Fireman53d]

Good morning, the reason is that I got a car loan in October last year, and the credit score of CREDIT KARMA is about 780, but I have more HARD PULL in the last two years. They say HARD PULL is also important.

Your Credit Karma score and yoir FICO score can be very different. FICO is used for 90% of all loans. My FICO is about 50 points higher than my CK score which uses a very different algorithm.

 

[jerry126]

Your Credit Karma score and yoir FICO score can be very different. FICO is used for 90% of all loans. My FICO is about 50 points higher than my CK score which uses a very different algorithm.

Yes, I have almost 40 points lower.

 

[ChemLab]

Enough about scores! Let's see the truck!

 

[Blackbear]

Enough about scores! Let's see the truck!

what he said. Enough crawfish pictures that ruined my appetite last night, time to walk the walk jerry weng

 

[jerry126]

Hi guys.
Finally 5K down , 8.99% for 72 months. Not a good time this week .With 2 banks failing this may hault % rate hikes for a while.
But I will refi with DCU,5.74% for 65 months or 6.74% for 72 months.
Credit karma 786, bank 743.

 

[jerry126]

 

[saturnfire]

Hi guys.
Finally 5K down , 8.99% for 72 months. Not a good time this week .With 2 banks failing this may hault % rate hikes for a while.
But I will refi with DCU,5.74% for 65 months or 6.74% for 72 months.
Credit karma 786, bank 743.

Also purchasing at Mark Dodge. I told them to get me a quote when mine is ready (it shipped).

No way @ 8.99%. PenFed is still at ~5%. I would have my financing ready before I get there from my credit unions. the morning SVB tanked, I locked on a few CD's in my 401K's for 1 year and 2 years to offset any loans on the truck... so some credit union loan rates are coming down in anticipation that Brandon-O-Nomics ain't working. Never trust a guy with cheap hair plugs and a 3rd-grade education. Also looks like I will trade my truck at CarMax they offered me what I thought was fair. the tax savings would not happen if MDCJ is paying considerably less in the current market.