Insurance?

TDubyaDubya

TRX Member
Founding Member
Joined
Apr 23, 2020
Messages
48
Reaction score
94
Location
Altamont, Illinois
I realize this is a little like the mileage questions... if you can’t afford it, don’t buy it. ?

but my question is more along the lines of this: is it possible the insurance could buy cheaper on the TRX than on the Trackhawk or Hellcat cars just because of the lower limited top speed?
 

TrayRex

TRX Fanatic
Founding Member
Joined
Aug 18, 2020
Messages
107
Reaction score
113
Location
Los Angeles
Current Ride
Camaro
When I checked on progressive it 2021 ram rebel 1500 v8 for regular prices
 

RTG

Prestige Worldwide
Founding Member
Joined
Aug 22, 2020
Messages
261
Reaction score
590
Location
Sheridan Wyoming
Current Ride
2021 Ram TRX
I realize this is a little like the mileage questions... if you can’t afford it, don’t buy it. ?

but my question is more along the lines of this: is it possible the insurance could buy cheaper on the TRX than on the Trackhawk or Hellcat cars just because of the lower limited top speed?

Theft/damage valuation will be higher. Typically if the vehicle-type isn’t known to be driven by pissed off teenagers, then rates aren’t that bad. Camaro is expensive to insure. Corvette Is cheap. Not many punk kids drive corvettes.
 

Loops

TRX Fanatic
Founding Member
Joined
Sep 9, 2020
Messages
151
Reaction score
215
Location
Illinois
Current Ride
Durango SRT - Rubicon 4xE on order
Current Ride #2
HD Softail Slim S
Military
USAF, retired
I was given a lower rate then the 2010 RAM I just sold with all the same coverage.
 

THR evo8

TRX Fanatic
Founding Member
Joined
Aug 22, 2020
Messages
128
Reaction score
223
Location
Billings, Mt
Current Ride
2012 Lexus IS 350awd
Current Ride #2
2005 Mitsubishi Evolution 8 MR
Not insurance related but had to go in a register another car lately and asked for a registration quote for the TRX. Based on MSRP they quoted me about $780.
 

UBo32

TRX Fan
Founding Member
Joined
Aug 27, 2020
Messages
62
Reaction score
80
Location
Boise
Current Ride
2016 Ram Sport
Not insurance related but had to go in a register another car lately and asked for a registration quote for the TRX. Based on MSRP they quoted me about $780.

I bought my 2016 1500 Sport, brand new in the Bay Area, CA. It was over $700 each year. I moved at the end of 2018. I now pay ~ $95/year.
 

Brad1331

TRX Fiend
Founding Member
Joined
Sep 8, 2020
Messages
378
Reaction score
582
Location
Libertyville IL
Current Ride
2021 Silver TRX
I realize this is a little like the mileage questions... if you can’t afford it, don’t buy it. ?

but my question is more along the lines of this: is it possible the insurance could buy cheaper on the TRX than on the Trackhawk or Hellcat cars just because of the lower limited top speed?
Easiest way to drastically decrease your insurance rates is to increase your deductible, for instance on my $64k MSRP 19' Ram Limited my insurance went from $1,000 a year to $280 a year when I increased the deductible from $250 to $5,000...My reasoning for such a high deductible is I have been driving for 20 years without a single accident and with that rate deduction every 10 years or so I could have a claim and break even and if I were driving a car only worth $5k I would only have liability insurance on it so its the same as a $5k deductible...You don't have to go as crazy as a $5k deductible but just call up your agent and have them check what your rates are vs deductible changes and decide if thats something you want to do.
 

Cerino2000

TRX Fiend
Founding Member
Joined
Sep 6, 2020
Messages
240
Reaction score
385
Location
NC
Current Ride
New Ram 1500
If past experience is worth anything, the very first to have theirs will get pretty good rates. It takes the insurance companies a bit to catch up. When I got my first hellcat and my demon, the insurance was cheaper than the regular SRT’s I traded in because they hadn’t caught up yet to what they were. Took them about a year to catch up!
 

Latest Discussions...

RAM TRX Forum Supporting Member Badge

RAM-TRX Vendors

justboltons.com BwoodyPerformance.com
Top